Commercial 2017-11-20T23:21:09+00:00

COMMERCIAL ONBOARDING

Streamlined commercial account opening to empower FIs to capture an untapped market

150,000 small businesses open in Canada every year and each of them needs a financial partner. That partnership begins with at account opening, but this often requires hours—if not days—of a customer’s time. Not the best start to a business relationship.

Our Commercial Deposits onboarding module changes everything. Integration with national corporate registries and one-time data entry capabilities reduces account opening to a matter of minutes. It  offers a simple, seamless process that:

  • is consistent across multiple channels and devices
  • accommodates single and joint accounts
  • requires very little staff training
  • is integrated with key analytics that can help build engagement and wallet share
  • optimizes cross-sell

Small business customers are an untapped target. Our Commercial Deposits module helps FIs fully leverage the first meaningful intersecting point – account opening.

Module Features

Driven by our API strategy, this module is continually innovating, with compliance, security and UX features delivered on a quarterly release schedule. 

  • Commercial account opening can be completed in-branch or online from any device in just 10 minutes.

  • Integration with national registries returns the most relevant information required to open a commercial account.

  • Everything is validated against regulatory requirements to ensure accurate data and completion of required forms.

  • API integrations with eSignLive™, Envestra | Yodlee and Finastra make the onboarding process paperless, allow for immediate account funding and make it easy to switch pre-authorized payments from other FIs.

  • Work flow automation digitizes a paper-based process, removes cumbersome data-entry and eliminates errors to ensure that follow-up calls with customers are for the revenue-boosting purposes of engagement.

thirdstream is building industry leading solutions to break down barriers and transform the experience for individuals and enterprises looking to open, switch or change their accounts.

Michael Ketelaars, Digital Banking Manager, Libro Credit Union